Actinic
Payment Options
There are two ways of taking payments: Online and Offline.
· Online – If you want people to pay for the goods whilst they are online then you need to use a 'Payment Service Provider'.
A Payment Service Provider (or 'PSP') is a third party company who specialise in taking credit/debit card payments online. Your online customers are passed to the server belonging to the PSP when they are ready to pay for their order. They enter their details into the PSP page, and then the PSP contacts their bank, validates the card and takes the payment. The PSP then passes the payment to you at a later time.
· Offline - An offline payment method is a payment method that does not involve any kind of online transaction. There are two types:
o Credit Card: This is the 'Credit card details captured for later processing' method. With this method, customers enter their credit card details into the Actinic store online. These details are then securely encrypted and downloaded with the order. You will then process these credit card details through your credit-card terminal. If you are using this method, then you need to organise security for your store, which is discussed in Securing Your Online Store.
o Non-Credit Card: e.g. 'Cheque on Delivery', 'Cash on Delivery', 'Invoice with Order', 'Credit Card details sent separately' etc. etc. These are payment methods where the payment details are sorted out by directly contact with the customer after receiving the order.
Payment Service Providers
We are currently working on integration with VCS (Virtual Card Services - www.vcs.co.za), and further information will appear here once the integration is complete. |
